Will the trustee want my tax refunds, even if I’ve lost my job due to Coronavirus?

If you’re in a chapter 7 case that was filed, then the tax refund is not your property, and the portion owed to the bankruptcy estate must be paid, or you will lose your discharge. If you’re in a chapter 13, there may be some flexibility in turning over the money now versus paying it into the bankruptcy plan over time. Either way though, the money is property of the “bankruptcy estate”.